Cash flow, cap rate, cash-on-cash return, and mortgage stress test. Built for Canadian and US investors.
Purchase
Purchase Price $
Down Payment %
Interest Rate %
Amortisation years
Income
Gross Monthly Rent $
Vacancy Rate %
Monthly Expenses
Property Tax $/mo
Insurance $/mo
Maintenance $/mo
Management Fee $/mo
Other Expenses $/mo
Loan Details
Purchase Price $
Down Payment %
Interest Rate % per year
Amortisation years
Payment Frequency
Canadian Mortgage Stress Test
Annual Household Income $
Your Rate %
Down Payment $
Monthly Debts car, cards, etc
Amortisation years
How the stress test works: You must qualify at the higher of your contracted rate + 2%, or 5.25% (OSFI minimum). This calculator uses the current qualifying rate automatically.
Acquisition
Purchase Price $
Closing Costs $
Renovation
Renovation Budget $
Contingency %
Carrying Costs
Hold Period months
Monthly Carry mortgage+tax+ins
Sale
After Repair Value $
Selling Costs % of ARV
Your Results
Fill in the fields on the left to see your deal analysis.